High net worth household insurance

Our service includes the provision of bespoke insurance arrangements designed for high-value home and car owners who require a bespoke approach to their personal insurance needs.

High value household insurance is for homeowners with buildings that have a reinstatement value in excess of £250,000 and general contents/possession in excess of £75,000. Typically, cover is arranged on an individual basis to include specialist items such as fine arts and antiques, jewellery, and valuable collections.

Because of their specialist nature, such policies are flexible enough to accommodate even the most individual of homes. Similarly, high value household insurance will cater for most personal insurance requirements of the individual including optional extensions such as second and holiday homes (including those abroad), family annual travel cover, family fleets and RAC breakdown cover.

We would recommend that such cover should always be arranged on a bespoke basis to prevent problems with under insurance and standard household packages with pre-determined sums insured should be avoided.

Our Corporate Insurance Team will be able to help you arrange a bespoke policy to suit your needs. 

Please see high net worth insurance case study