Property owners
Our service ensures that property owners and investors have the necessary insurance provisions in place to protect their assets and interests. We focus our efforts to ensure our clients are provided with cover that is arranged on both a comprehensive and cost-effective basis.
Owners of residential and commercial buildings face similar risks to the property they own. Should their property be damaged or destroyed, they need to ensure that the property is insured to the required level to allow for the property to be re-built or repaired. We will consider with such Clients, the risks to their property and arrange covers for standard perils such as fire and flood and, where necessary, policy extensions to provide cover against other risks, for example, terrorism in relation to town or city locations.
In a similar way that a business could lose profit or revenue, a property owner will lose valuable rental income should any of their properties be damaged or destroyed. It is therefore imperative that an appropriate loss of rental income cover extension is provided.
Furthermore, Property Owners policies are extended to provide a third party cover for the liability for third party injury or damage arising out of the ownership of the property.
